How to Activate Your Emirates NBD Credit Card – Step-by-Step Guide
Activating your Emirates NBD credit card is the first step to accessing a world of convenience, rewards, and financial flexibility. Whether you’ve received a new card, a replacement card, or a renewed credit card, activation is a quick and secure process that can be completed online, via mobile app, through SMS, or by calling customer service.
In this guide, you’ll find everything you need to know about how to activate your Emirates NBD credit card, including different methods, troubleshooting activation issues, and security tips.
📌 Quick Overview – Activating Your Emirates NBD Credit Card
Method | Steps | Time Required |
---|---|---|
🖥️ Online Banking | Log in → Select Card → Click Activate → Enter OTP | 2-3 minutes |
📱 Mobile App | Open App → Select Card → Click Activate → Confirm with OTP | 2-3 minutes |
📩 SMS Activation | Send SMS in specific format to 4456 | Instantly |
📞 Call Customer Support | Dial 600 54 0000, follow IVR instructions | 3-5 minutes |
🏦 ATM Activation | Insert card → Enter PIN → Select ‘Activate Card’ | Instantly |
🔹 Methods to Activate Your Emirates NBD Credit Card
1️⃣ Activate Emirates NBD Credit Card via Online Banking 🖥️
If you’re an existing Emirates NBD online banking user, activating your credit card is a simple process:
✅ Steps to Activate Online
1️⃣ Visit the Emirates NBD online banking portal (www.emiratesnbd.com)
2️⃣ Log in using your user ID and password
3️⃣ Navigate to the “Cards” section
4️⃣ Select your new credit card
5️⃣ Click on “Activate Card”
6️⃣ Enter the One-Time Password (OTP) sent to your registered mobile number
7️⃣ Confirmation message will appear, and your card is now active!
2️⃣ Activate Emirates NBD Credit Card Using Mobile App 📱
The Emirates NBD mobile app allows you to activate your credit card on the go securely.

✅ Steps to Activate via Mobile App
1️⃣ Download & Open the Emirates NBD App (Available on iOS & Android)
2️⃣ Log in using your online banking credentials
3️⃣ Navigate to “Cards” and select your new credit card
4️⃣ Tap on “Activate”
5️⃣ Enter the OTP received on your registered mobile number
6️⃣ Your card is now successfully activated! 🎉
3️⃣ Activate Emirates NBD Credit Card via SMS 📩
If you don’t have access to online banking or the mobile app, you can activate your card instantly via SMS.
✅ Steps to Activate via SMS
1️⃣ Send an SMS in the format:
ACT <Last 4 Digits of Your Card>
📩 Send to 4456
2️⃣ You will receive a confirmation message once the activation is successful
🔹 Example: If your card ends in 5678, send: ACT 5678 to 4456
4️⃣ Activate Emirates NBD Credit Card via Phone Call 📞
If you prefer assisted activation, you can call Emirates NBD customer service.
✅ Steps to Activate via Call
1️⃣ Dial 600 54 0000 (from UAE) or +971 600 54 0000 (International)
2️⃣ Select “Credit Card Services” from the IVR menu
3️⃣ Choose “Activate New Credit Card”
4️⃣ Enter your credit card details
5️⃣ Verify your identity using OTP or security questions
6️⃣ Your card will be activated immediately
5️⃣ Activate Emirates NBD Credit Card Using an ATM 🏦
For instant activation, use any Emirates NBD ATM.
✅ Steps to Activate via ATM
1️⃣ Insert your credit card into the ATM
2️⃣ Enter your PIN (if prompted)
3️⃣ Select “Activate Card” from the menu
4️⃣ Follow the on-screen instructions
5️⃣ Your card will be activated instantly
🚨 Common Issues & Troubleshooting
If you experience any issues activating your Emirates NBD credit card, try these solutions:
Problem | Possible Solution |
---|---|
❌ OTP Not Received | Ensure your mobile number is updated with Emirates NBD. Try resending OTP or restarting your phone. |
❌ Incorrect Details Entered | Double-check the card number & expiry date before attempting activation again. |
❌ Card Blocked | Contact Emirates NBD support at 600 54 0000 to unblock your card. |
❌ System Error | Wait for a few minutes and retry using another method (e.g., online instead of SMS). |
🔐 Security Tips for Activating Emirates NBD Credit Card
✅ Do NOT share your PIN or OTP with anyone ❌
✅ Use a strong password for online banking 🔑
✅ Enable notifications to track all transactions 📲
✅ If you suspect fraudulent activity, contact Emirates NBD immediately ☎️
🎯 Conclusion:
Activating your Emirates NBD credit card is a quick and hassle-free process, whether done online, through the mobile app, via SMS, by phone, or at an ATM. Once activated, you can enjoy exclusive rewards, cashback offers, and seamless transactions.
🚀 Get started now and activate your Emirates NBD credit card today! 💳✨
📌 Frequently Asked Questions (FAQs)
1️⃣ How long does it take to activate my Emirates NBD credit card?
🕒 Activation is instant for SMS, ATM, and mobile app methods. Online and phone activation take 2-3 minutes.
2️⃣ Can I activate my Emirates NBD credit card internationally?
✅ Yes, you can activate your card from anywhere using online banking or mobile app.
3️⃣ What should I do if my Emirates NBD credit card activation fails?
🔹 Check if your mobile number is registered correctly, retry using another method, or contact customer support at 600 54 0000.
4️⃣ Can I use my Emirates NBD credit card immediately after activation?
✅ Yes! Once activated, you can start using your credit card for transactions, online shopping, and ATM withdrawals.
5️⃣ Is there a fee for activating an Emirates NBD credit card?
❌ No, activation is completely free for all Emirates NBD customers.